Monrise — Personal money, in one place

The idea

Personal finances, kept in one place.

Monrise helps you hold personal money in view without complicated tables. You see what comes in, what goes out, what is set aside, and what the picture looks like over time.

PlanGive each part of the month a place before the money is gone.

FollowNotice a category when spending moves past the plan.

Set asideKeep a goal visible and watch the amount move toward it.

Features

Tap a topic. The picture changes.

Follow income and spending

Add income and expenses, sort them into categories, and see where money goes. Keep more than one account, use different currencies, move money between accounts, and set operations that repeat.

Income and spending
Categories
Several accounts
Different currencies
Transfers between accounts
Repeating operations

Currencies and rates

Several currencies. Pairs you choose to follow.

Each account keeps its own currency. Income, spending, and transfers stay in that currency, so mixed amounts are not folded into one total. Pick the pairs you care about and follow the rate in the app and on a Home Screen widget.

Watched currency rates on the Monrise home screen

A preview of rate watching. In the app the rate refreshes about once a minute, and you can turn on a notice when a watched rate moves.

Several currenciesGive each account its currency. Record income and spending there, and move money between accounts.

Rate watchingChoose the pairs to follow. Each pair shows the rate and a small chart of how it has moved.

On the Home ScreenThe rates widget keeps those pairs in view, so you can check the rate without opening the app.

Learning

Short lessons, practical tone.

The Learning section collects clear notes on everyday money. No heavy theory — explanations, examples, and approaches you can try.

How to split a budget

See necessary spending, everyday purchases, and goals as separate parts of the same month.

How to start setting money aside

Begin with a small amount you can repeat, even when income is modest.

A financial cushion, impulse spending, and larger goals

Learn how a reserve works, how to pause a purchase you did not plan, and how to approach a large goal or a debt one step at a time.

Clear money, clearer choices

Plan. Follow. Set aside. Grow.

You do not have to earn more before you handle money more clearly. See where it goes, keep each currency in its own account, follow the rates you choose, and move toward the goals you set.

Get Monrise on the App Store